If you are preparing for the CPA exam, seeking advancement into financial leadership, or transitioning into a new career in accounting, a Master’s in Accounting can be a powerful credential. And with the rise of flexible, online programs, earning your degree doesn’t have to mean racking up debt.
To help you find the best value, we’ve ranked the Top 5 Most Affordable Online Master’s in Accounting Programs for 2025. These programs are accredited, designed for working professionals, and remarkably cost-effective. Watch the video above or scroll down for program breakdowns and next steps.
Top 5 Cheapest Online Master’s in Accounting
1. University of Montana
Why It Stands Out: A top value in graduate accounting education, UM delivers a respected degree at one of the lowest price points in the country.
Tuition: ~$10,100 total
Duration: ~2 years
Highlights: AACSB-accredited, CPA exam prep built in, strong Western U.S. reputation.
Best for: Budget-conscious students seeking an accredited path to the CPA exam.
2. Union Commonwealth University
Why It Stands Out: A newer entry on the affordability list, UCU combines low tuition with practical course design and asynchronous flexibility.
Tuition: ~$10,200 total
Duration: 1.5–2 years
Highlights: Flexible start dates, CPA-focused curriculum, transfer-credit friendly.
Best for: Career changers or early-career accountants looking for a fresh, affordable start.
3. Emporia State University
Why It Stands Out: Long known for its teacher education, ESU also offers one of the best values in business and accounting grad programs.
Tuition: ~$10,800 total
Duration: 1–2 years
Highlights: AACSB-accredited, no GRE required, built for working adults.
Best for: Teachers, managers, or business pros looking to reskill in accounting.
4. University of West Florida
Why It Stands Out: UWF brings a practical, public-university approach to accounting education with flexible course pacing and high ROI.
Tuition: ~$11,500 total
Duration: ~2 years
Highlights: Emphasizes financial reporting and assurance, regional business partnerships.
Best for: Florida residents and out-of-state learners looking for career advancement in public or corporate accounting.
5. Texas A&M University – Texarkana
Why It Stands Out: This hidden gem in the Texas A&M System delivers a solid, affordable accounting program with the backing of a trusted brand.
Tuition: ~$11,800 total
Duration: ~2 years
Highlights: No GRE, evening courses available, strong employer connections.
Best for: Texas professionals or remote learners looking for A&M quality at a low price.
Why Earn an Online Master’s in Accounting?
- Fulfill credit hours for CPA exam eligibility
- Advance into roles like auditor, financial analyst, controller, or tax consultant
- Flexible, part-time options for working professionals
- Accredited by business and accounting organizations (AACSB, ACBSP)
- Save time and money with low tuition and transfer credit policies
Final Thoughts
An online master’s in accounting doesn’t have to come with a hefty price tag. The programs above are highly affordable, fully accredited, and designed to help you reach your career goals in finance and accounting—without pausing your life or draining your savings.
Watch this short video to compare your options at a glance, then visit the full ranking report to explore tuition breakdowns, admission requirements, and to request more information directly from the schools.
Still have questions?
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